- 93.8LEGITIMACY SCORE
- 94.3SAFETY SCORE
- 4+CONTENT RATING
- FreePRICE
What is Oportun - Save, borrow, budget? Description of Oportun - Save, borrow, budget 2365 chars
Oportun is the savvier way to meet your money goals. You can save without thinking about it and manage your Oportun loan and credit card in one place.
Our app guides your money toward your goals in a way that takes your spending habits, income, money goals, expenses, and overall financial situation into account. It's an effortless tool to help you save for goals big and small. Members typically save thousands of dollars a year* without feeling it.
SET & SAVE
Oportun learns your spending habits and saves amounts you won’t feel, but add up fast. Set up your savings goals, target amount and date, and we’ll help you save for them effortlessly. If you don’t have specific goals, you can save towards a Rainy Day Fund and have savings on hand for whatever comes your way.
BORROW WHEN YOU NEED TO
You’re more than a credit score and we take that into account. Our loans are designed to help you build your credit, so you can apply without a credit history**. Once approved, you can manage your loan alongside our other effortless financial tools. If you already have a loan through Oportun, you can use the app to manage it too.
HOW IT WORKS
1. Link your bank account so our app can learn your spending habits and expenses.
2. Set up as many savings goals as you like.
3. We’ll get to work with small transfers saved often.
PUT OPORTUN TO WORK
Get started with 30 free days of saving and investing. After that, you can enjoy effortless money management for just $5/month. Cancel your subscription anytime. Plus, the Oportun app is free for members to use for the purpose of monitoring and paying their loan and credit card. Our app is available in English and Spanish.
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Oportun also offers personal loans in certain states through its partner Pathward ®, N.A., and credit cards through its partner WebBank, and those products are subject to credit approval.
Standard data charges may apply when downloading the app.
*Based on average saves of all paying app members in the prior 12 months. Not a guarantee; results will vary based on your income and spending.
**While a prior credit history is not required to qualify, credit reports will be requested and considered for all applicants.
*** Oportun does not share information between its affiliates or partners without consumer consent or as otherwise allowed by law.
1,651
- Oportun - Save, borrow, budget App User Reviews
- Oportun - Save, borrow, budget Pros
- Oportun - Save, borrow, budget Cons
- Is Oportun - Save, borrow, budget legit?
- Should I download Oportun - Save, borrow, budget?
- Oportun - Save, borrow, budget Screenshots
- Product details of Oportun - Save, borrow, budget
Oportun - Save, borrow, budget App User Reviews
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Oportun - Save, borrow, budget Pros
✓ I’ve saved a lot!The app is great and very straightforward! Very User friendly; if you know the basics of it. I didn’t know about the subscription fee yet, I should have read more but, I was okay with it. The value and services it gave to me is another favorite. You can set how much you want to save or stop saving. It lets you know how much was withdrawn or deposited into your account within 24 hours through text message. You can text it back to stop saving for certain days in the actual app, that’s if you’re running low on funds; which is great! The coolest part is, if you let the app know a certain amount your bank account should be and, it falls under that, the app will start taking funds you’ve saved to put back into the account to help from falling under that fixed amount you’ve set, even being overdraft to keep your money on track. I’ve never had a issue with it holding on to my money. It takes 1-2 business days to get the funds back and it’s longer when processing it on weekends because of the banks automated systems. It’s been an great saving app for me..Version: 3.36.0
✓ Amazing and helpfulI love Digit. It had helped me so much. Not only to save money but to kill my credit debt. I never realize when it’s taking money and just recently I’ve been terrified of how my credit debt has been looking because I work paycheck to paycheck so I can’t afford to pay off my debt. But because Digit automatically saves me money, it saved and paid $123 to my credit debt and I didn’t even know it had saved that much money! Digit is literally saving me without my knowledge. I need a good credit score because I’m trying to move as well as trying to buy a car in the 🤞🏼hopefully🤞🏼 near future! And I will be honest, I have pulled a LOT of money from Digit. I probably would have had over $1,000 saved if I wasn’t so stupid with my money 🤣 so I say get Digit and IGNORE IT if you’re bad at saving. It will help and it’s totally worth it in my opinion. I currently have $153 in my “Rainy Day” savings and will use that to help with a deposit when we move, and by then I should hopefully have at least $200 saved up ☺️ thank you Digit for saving my life and my money..Version: 3.8.0
✓ Oportun - Save, borrow, budget Positive ReviewsOportun - Save, borrow, budget Cons
✗ Lies about promosLast week they offered a promotion offering $100 to subscribers pending they get 3 invitees to to join and have their 1st auto withdrawal by the following week. On the first day of the promo, I got 3 friends to join. On the second day of the promo, I got one extra to join. They in turn each invited 3 or more to join to benefit from the promo and of course easily save money for a rainy day. IRONICALLY, NONE (including myself) had more than one of those joiners experience an actual auto withdrawal, within the next 7 days that the promo lasted. How convenient. I wrote to Digit at least 5 times trying to inquire as to why my joiners, all of whom followed through entirely on the sign up procedure, have not had their first auto withdrawals. I received ONE response back from ‘Courtney’ asking for my invitees names and phone numbers, which I promptly provided, saying she’d look into it. NOPE, never heard another word! And AGAIN IRONICALLY, one more of my invitees had their first auto withdrawal hours after the promo ended. I would have rated this app five stars, even ten if I could, but now I’m just embarrassed that I spent as much time as I did trying to communicate in emails and giving Digit the benefit of countless new monthly fee paying members by association. Never again. I’ll spend my next little bit of free time trying to find a similar app who doesn’t make broken promises and telling my friends to do the same..Version: 2.58.0
✗ Update: Good Bye! Had to Leave!***Update to November 25, 2024 Review I wrote the review over a month ago. Tried working with Oportun staff to fix the issue, but they continued to give me the same instructions on how to connect. I’d remove the account, then reconnect. It didn’t work. Staff was responsive, but the connectivity issue continued. I just don’t have time everyday to go through the process. Sad to go, Oportun was a good app, but it’s just not working with my BMO bank. Hopefully the issue will be resolved someday and I’ll give it another try. Until then, so long! Been using Oportun (formerly Digit, formerly Hello Digit) for over eight years. The feature of the app to auto save from my own has been my preferred service, even after it started charging me $5 per month for the service. It has helped me save for vacations, Christmas, and other surprise expenses. My bank switched from Bank of the West to BMO. Since the switch, Oportun continuously loses the connection with my BMO and I’m having to reestablish the connection EVERYDAY. I love the app, but I can’t keep this up much longer having to log in to my bank account through the Oportun app. I even created a daily reminder on my phone to go through this tedious process. I don’t mind paying the $5 monthly fee, but it doesn’t seem fair for me to work this hard to use your app and still have to pay. Please fix the connection instability between Oportun and BMO! I don’t want to delete it..Version: 4.60.0
✗ Oportun - Save, borrow, budget Negative ReviewsIs Oportun - Save, borrow, budget legit?
✅ Yes. Oportun - Save, borrow, budget is 100% legit to us. This conclusion was arrived at by running over 283,537 Oportun - Save, borrow, budget user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for Oportun - Save, borrow, budget is 93.8/100.
Is Oportun - Save, borrow, budget safe?
✅ Yes. Oportun - Save, borrow, budget is quiet safe to use. This is based on our NLP analysis of over 283,537 user reviews sourced from the IOS appstore and the appstore cumulative rating of 4.7/5. AppSupports Safety Score for Oportun - Save, borrow, budget is 94.3/100.
Should I download Oportun - Save, borrow, budget?
✅ There have been no security reports that makes Oportun - Save, borrow, budget a dangerous app to use on your smartphone right now.
Oportun - Save, borrow, budget Screenshots
Product details of Oportun - Save, borrow, budget
- App Name:
- Oportun - Save, borrow, budget
- App Version:
- 4.75.0
- Developer:
- Oportun, Inc
- Legitimacy Score:
- 93.8/100
- Safety Score:
- 94.3/100
- Content Rating:
- 4+ Contains no objectionable material!
- Category:
- Finance, Productivity
- Language:
- EN ES
- App Size:
- 198.67 MB
- Price:
- Free
- Bundle Id:
- co.digit.digit
- Relase Date:
- 08 March 2016, Tuesday
- Last Update:
- 24 April 2024, Wednesday - 09:25
- Compatibility:
- IOS 11.0 or later
This update includes bug fixes and performance improvements. We're always making improvements, so turn on automatic app updates to get the latest. Go to Settings > App Store, and toggle on "App Updates".
