Empower: Cash Advance & Credit App SupportEmpower Finance

Empower: Cash Advance & Credit App Support

4.8
4.82046 star

Total 168,262 Ratings

What is Empower: Cash Advance & Credit? Description of Empower: Cash Advance & Credit

Empower will meet you where you are. Struggling to make it to payday? Cash Advance from $10 to $250 instantly* to the rescue. Ready to build good credit history^ on your terms? Get the Thrive line of credit and repay it your way. No hard credit pulls, no money down, no minimum credit score to qualify. Stop stressing about money and start living.


GET CASH ADVANCE FROM $10 TO $250 INSTANTLY*
Tight on cash and tired of asking friends to cover you? Empower will float you up anywhere from $10 to $250 when you need it most. Instant delivery available. No interest, no late fees, no credit checks. Just pay us back when you get your next paycheck.

— Automated repayment with your next paycheck, typically between 1 day and 3 weeks
— No interest (0% APR)
— Example: If you accept a $50 instant Cash Advance to your external account for a $3 instant delivery fee, then your total repayment amount will be $53.


BUILD BETTER CREDIT HISTORY WITH THE THRIVE LINE OF CREDIT^
Credit score holding you back? Empower Thrive is the chance you’ve been waiting for. A flexible line of credit that helps you build the credit history you need to reach those big financial goals. All credit scores welcome and no money down.

— Repay it your way
— Enjoy limit increases up to $1,000 over time**
— Build good credit history^

START SAVING FOR THE FUTURE WITH AUTOMATIC SAVINGS
Make investing in your future easier than ever with AutoSave. Set your savings goal, and Empower monitors your income and spending habits to detect exactly when and how much you can afford to save and transfers the money automatically. Just sit back and watch your savings grow.

KEEP TABS ON YOUR CREDIT SCORE
Build your credit and watch your hard work pay off. Get monthly updates on your score and helpful tips to improve it. Credit scores are complicated – we’ll help you understand them.

GET FAST SERVICE
We’ve got our A team on standby to handle your questions over the phone or live chat Monday-Friday from 6 AM – 6 PM PT. (We’ve got email too if that’s more your jam.)



Empower is a financial technology company, not a bank. Banking services provided by nbkc bank, Member FDIC.

Empower offers a 14-day trial for first-time customers only. Once the trial concludes, Empower charges an auto-recurring $8/month subscription fee. If you do not wish to pay the subscription fee, you must cancel your subscription before the end of your trial. If you are a returning customer, you will be charged the $8 fee immediately upon resubscribing. Cancel any time by visiting “Billing” in the mobile app or contacting [email protected].

By downloading/using the app you agree to our Privacy Policy (https://empower.me/privacy).


* Not everyone will qualify for a Cash Advance offer. Offer amounts range from $10 - $250 and are based on Empower’s eligibility requirements. As of 11/30/2023, the average offer amount is $140. Instant delivery is optional, and fees may apply. See Empower’s Terms for instant delivery fee amounts.

^ Empower Thrive provided by FinWise Bank, Member FDIC. Subject to credit approval. Initial credit limit amounts range from $200 to $400. If you apply for a Thrive line of credit, we perform a soft inquiry on your credit report, which does not impact your credit score. We report your payments to the credit bureaus. Failure to make on-time payments may result in negative reporting. To be eligible for a credit limit increase, you must successfully pay at least your minimum payment by the due date. Instant delivery is optional, and fees may apply. Empower offers a 14-day trial for new customers followed by an auto-recurring $8/month subscription fee. Cancel anytime.

** To be eligible for a credit limit increase, you must successfully pay at least your minimum payment by the due date.


  1. Empower: Cash Advance & Credit App User Reviews
  2. Empower: Cash Advance & Credit Pros
  3. Empower: Cash Advance & Credit Cons
  4. Is Empower: Cash Advance & Credit legit?
  5. Should I download Empower: Cash Advance & Credit?
  6. Empower: Cash Advance & Credit Screenshots
  7. Product details of Empower: Cash Advance & Credit

Empower: Cash Advance & Credit App User Reviews

What do you think about Empower: Cash Advance & Credit app? Ask the appsupports.co community a question about Empower: Cash Advance & Credit!

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Empower: Cash Advance & Credit Pros

Empower: online banking and servicesEmpower has helped me keep track of my spending and when I have been short on money at first the cash advance they offered me wasn’t really that much but I accepted it and repaid so the next time I needed another cash advance they were here to help.. If you are in need of a larger lump sum this isn’t the app for you however if $25 your first advance would help along with a tracker to help you see what you are spending and bills you are paying then I recommend Empower. they also have an excellent customer service to chat with online if any questions you may have. Empower offers an online checking and savings account also. These accounts grow interest to help save even more with access immediately to both accounts whenever you need to deposit, withdraw. Track. Or even ask any questions 24/7.. Thanks emperor for your service and trusting me with the cash advance offer..JenniferLynWVersion: 5.51.0

I was skeptical at firstSo just like any payday advance app I was skeptical about using it because they’re never legit, but it’s been a little over a year that I’ve been using the empower app and it’s great when I need a little cash to hold me over till next payday or if an emergency comes up and I’m short on funds. The most you can get it 200$ but it also gives you 2 other amount if you don’t need to narrow the max amount offered, when accepting the amount it tells you all the fees that are to be paid back on your next payday, the money deposits into my bank account in less than 2 minutes when paying the extra fee. I’m not 100% percent sure if this app actually helps your credit but I’ve noticed that since I’ve been using it and I’ve been paying the loan back on time my credit score has increased by 58 point, yes I said that right 58!! There is a monthly fee to use it but it’s only 8 dollars which isn’t bad compared to some of the other fees I’ve seen from less promising payday lenders. I would highly recommend this app!.T-Rex_26Version: 5.104.0

✓   Empower: Cash Advance & Credit Positive Reviews

Empower: Cash Advance & Credit Cons

It works, but not without issuesThis was one of the few places that would lend me money, and for that I am thankful. I had recently fallen on hard times and getting anyone to lend me money was near impossible. However it does like to play numbers games that you may not be able to do anything about due to its own internal issues. One of my most recent issues is that the app told me I repaid late, when I actually repaid a day early they just didn’t take the money for about a day and a half, so they lowered the amount that I could borrow, sorry your system couldn’t take the money on time, it has nothing to do with me. Previous issue was it told me I didn’t have any income and before that, I ended up having to cancel a debit card because of fraudulent charges and getting them paid back was a pain with another card and any future lending they wanted to do had to be only with the card that had to be cancelled, my income didn’t change just the card. I would make a suggestion to Empower to allow you to fund a different account as a possibility even if you’re using a different bank for your income. If you’re in a pinch, it’s not bad, give it a shot, I just knocked off two stars for all the issues I’ve had in roughly just the month I’ve used them..Eggo1234Version: 6.5.0

ConcernedI have been using empower for a good while and I have had a really good experience with that up until about a month ago, I have a lot of concerns and customer service has been absolutely no help whatsoever. I have no problem getting in advance and I have never had an issue uploading my drivers license. For immediate withdrawal into my bank until a month ago when I went to go upload my drivers license it states I uploaded too many documents. I since then have been reaching out to customer service completely getting the runaround. This is where my concern comes in, there’s no real customer service agent to speak with. You have no idea who you’re speaking with other than via email was told to upload my drivers license, which is really concerning I did, but now my personal confidential information is out there wherever these representatives are now have access to personal information and yet I’m still getting the runaround and no help as to fixing the issue of being able to accept my advance this is very concerning to me How do we know that there’s not some representative in another country behind a computer that now has access to very personal information that is able to hack us and still our information and possibly get into our bank accounts? What reassurance do we have from Empower that this is not going to happen..Therea07Version: 5.108.0

✗   Empower: Cash Advance & Credit Negative Reviews


Is Empower: Cash Advance & Credit legit?

Yes. Empower: Cash Advance & Credit is 100% legit to us. This conclusion was arrived at by running over 168,262 Empower: Cash Advance & Credit user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for Empower: Cash Advance & Credit is 95.4/100.


Is Empower: Cash Advance & Credit safe?

Yes. Empower: Cash Advance & Credit is quiet safe to use. This is based on our NLP analysis of over 168,262 user reviews sourced from the IOS appstore and the appstore cumulative rating of 4.8/5. AppSupports Safety Score for Empower: Cash Advance & Credit is 95.9/100.


Should I download Empower: Cash Advance & Credit?

There have been no security reports that makes Empower: Cash Advance & Credit a dangerous app to use on your smartphone right now.


Empower: Cash Advance & Credit Screenshots

  • empower: cash advance & credit iphone screenshot 1
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  • empower: cash advance & credit iphone screenshot 4

Product details of Empower: Cash Advance & Credit

App Name:
Empower: Cash Advance & Credit
App Version:
6.19.0
Developer:
Empower Finance
Legitimacy Score:
95.4/100
Safety Score:
95.9/100
Content Rating:
4+ Contains no objectionable material!
Category:
Finance, Productivity
Language:
EN   
App Size:
70.79 MB
Price:
Free
Bundle Id:
com.empower.finance
Relase Date:
09 May 2017, Tuesday
Last Update:
09 April 2024, Tuesday - 21:50
Compatibility:
IOS 15.0 or later

Empower: Cash Advance & Credit 6.19.0 Update Note
✱ Version History

Just a reminder that your financial status isn’t forever. If you need our help we’re just one tap away. PS. We updated the app to fix some bugs and things. Have a great day!.

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