- 94.8LEGITIMACY SCORE
- 95.3SAFETY SCORE
- 4+CONTENT RATING
- FreePRICE
What is Bright - AI Debt Manager? Description of Bright - AI Debt Manager 3779 chars
Get Debt in control with the Bright App.
Consolidate multiple debt into one manageable Credit Line, pay down every month, and simplify debt management(1)
Build Credit with the Bright App’s simple secured Line of Credit starting $50(2)
Get personalized money management plans designed to repay debt.
All this with the AI-powered Bright App at less than $10 per month(3)
What does the Bright App offer?
Pay down high-interest debt on a click(1)
The Bright App can help you consolidate credit card balances, into a single manageable Credit Line of up to $8,000(1). Pay it down with affordable monthly payments, and simplify your management.
Manage all Credit Cards in one place
Simplify Credit Card management with the Bright App. Organize multiple cards and bills in one place, and receive payment reminders. Avoid missed bills and debt with Bright’s AI-driven plan.
Build Credit with Bright’s Secured Credit Line
Get a Secured Line of Credit starting at $50(2) on the Bright App. Make on-time payments(2) every month, get your payments reported to the credit agencies, and build your credit.
Build Savings that consistently grow
Bright’s AI-driven plan helps you pay down debt easily, creates a path to get Debt in Control, and builds your savings. Plan your financial future right.
AI driven Budget Plan tailored for you
The Bright App creates personalized payoff plans to repay debt with ease. Whether your long-due trip, favorite car, a new house, or a happy retirement, the Bright App guides you toward smart budgeting, within your current income.
Expert tips to manage your money the smart way
Get access to expert finance guidance on the Bright App. There are short articles, practical guides, and a comprehensive answer bank for all your money questions. A wealth of financial information to stay on top of your money.
Fast sign-up, and 365 days live chat support
Signing up for the Bright App takes just 2 minutes(1). Get started with your personalized debt management and credit building. 24*7 Live Customer Chat Support.
For any queries at any point, email it to us on [email protected] or call us on
+1 877-274-6494 [OPERATIONAL HOURS [Mon-Fri] - 9:30 TO 6:30 PM (CST)]
Join the community of 1 million+ satisfied customers who have experienced the benefits of the Bright App. The Bright App has been rated 4.8(4) on the App Store.
(1)Bright Credit is a line of credit that can be used to pay off your credit cards. Subject to credit approval. Variable APR ranges from 9% –24.99%, and Credit Limit ranges from $500 - $8,000. APR will vary based on prime rates. Final terms may vary depending on credit review. Monthly Minimum Payments are as low as 3% of the outstanding principal balance plus the accrued interest. Also, you can choose to pay more than the minimum due if you want to pay down the loan faster. Credit line originated by Bright or CBW Bank, Member FDIC. Products and services are subject to state residency and regulatory requirements. Bright Credit is currently not available in all states.
(2)Payment history has the biggest impact on credit score accounting for 40% of how score is calculated per TransUnion (https://www.transunion.com/credit-score). Bright Builder helps you build a payment history that may positively improve your credit score. A credit score increase is not guaranteed. Individual results may vary. Late payments, missed payments, or other defaults on your accounts with us or others will negatively affect your credit score. Products and services are subject to state residency and regulatory requirements. Bright Builder is currently not available in all states.
(3) Applicable when a user chooses annual or semi-annual plans
(4) Based on Apple App Store store ratings as of August 2023
- Bright - AI Debt Manager App User Reviews
- Bright - AI Debt Manager Pros
- Bright - AI Debt Manager Cons
- Is Bright - AI Debt Manager legit?
- Should I download Bright - AI Debt Manager?
- Bright - AI Debt Manager Screenshots
- Product details of Bright - AI Debt Manager
Bright - AI Debt Manager App User Reviews
What do you think about Bright - AI Debt Manager app? Ask the appsupports.co community a question about Bright - AI Debt Manager!
Please wait! Facebook Bright - AI Debt Manager app comments loading...
Bright - AI Debt Manager Pros
✓ Paid off my credit card quicklyThis app has been amazing at helping me pay off my credit cards quickly. Bright started to take the money out of my account (I set the amount you want to always be left in your account) and I barely even realize it was gone. In 4 months I paid off 3 credit cards. All with balances over 3k and one with a 10k balance. If you want an app that actually does something for you (and is free), I'm telling you this is it. You won't notice it's there and if you find you needed the money it took out, simply go into the app within a week of it taking the funds and deposit the money back into your account. Oh and I didn't even mention how it helped my credit having this app make multiple payments for me. Ok I'll stop here before I make a book about this app lol but seriously it'll change your finances for the better..Version: 1.39
✓ One of the best apps I have foundI don’t want sure how I would like this app, I have tried many different apps to build my credit and only a few I have liked. I was pleasantly surprised by what a difference bright has made for me. I don’t even notice the small amounts they use to pay my card, and couldn’t believe what had been paid on my card, and what was saved in my stash without me even having a clue! They only use small amounts that you won’t notice and I have never had an issue. Low balance-no withdrawal. I swear I haven’t noticed a single withdrawal! But my FICO score is up 39 points so far because my credit usage decreased so significantly, and I have extra money saved in my stash for a tough week or month. I recommend this to anyone needing to get ahead on their credit accounts or improve their credit score..Version: 1.28
✓ Bright - AI Debt Manager Positive ReviewsBright - AI Debt Manager Cons
✗ A semi-scam - will work for VERY few - mostly a waste of time and mostly money.I signed up a few months ago. Same as everyone else - very shady - says monthly then pulls the whole amount then charges monthly and 3 payments in now my account has disappeared. They want me to reconnect the accounts again but I know this is to only charge me the full yearly charge again and pretend like I didn't make any payments. I've been trying to reach their customer service for weeks like with no avail. They took 3 payments, saved nothing, did nothing but take away 3 points from my already not too bad score and completely seems to have reset my account now claiming I never made one. I have email Proof and transaction proof but no one responds so all that is pointless. I would suggest to calm your back, dispute the yearly if you were charged, dispute the monthly charges and block this company in your transactions. This is a meticulously made scam that really can all be done by YOURSELF with a little bit of understanding of what THIS company is trying to do. They have no live support, the phone number is a misleading one (asks to dial *611 for help but that's actually Your own mobile service's customer service. DO NOT FALL FOR THIS APP AS MOST OF US HAVE! Please stay away!.Version: 1.40
✗ Probably a good app, but they left a bad impression with meI’m sure this app is probably good at doing whatever it does, I see many people leaving good reviews. But they messed up with me when I was gett started. I couldn’t put my credit card info since I had misplaced it a while ago and I’ve been waiting for a new one in the mail. Meanwhile, these people never told me, or asked for my permission in withdrawing funds from my personal bank account. I wanted this app to help me pay off my credit cards. But in the time I was waiting for my card in the mail, I started seeing a SEA OF WITHDRAWALS coming out of my personal account. This app started a “smart savings” which is pretty nice, except for the fact that I necer agreed to that. They will simply start taking your money and putting it in the app without your permission or knowledge. I got very upset seeing money taken out, a few dollars at a time, multiple times a day with this app. I no longer want anything to do with this app. Do not mess with people’s money and start taking it unauthorized. There’s already little trust in corporations having our personal information, and I was really pussed off to see you guys meaaing with my money. No thank you. It’s also impossible to delete your account info and even the whole profile itself. I have not found a way to do so and am trying to talk to customer service about this. Be informed before downloading this app..Version: 1.43.1
✗ Bright - AI Debt Manager Negative ReviewsIs Bright - AI Debt Manager legit?
✅ Yes. Bright - AI Debt Manager is 100% legit to us. This conclusion was arrived at by running over 105,394 Bright - AI Debt Manager user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for Bright - AI Debt Manager is 94.8/100.
Is Bright - AI Debt Manager safe?
✅ Yes. Bright - AI Debt Manager is quiet safe to use. This is based on our NLP analysis of over 105,394 user reviews sourced from the IOS appstore and the appstore cumulative rating of 4.7/5. AppSupports Safety Score for Bright - AI Debt Manager is 95.3/100.
Should I download Bright - AI Debt Manager?
✅ There have been no security reports that makes Bright - AI Debt Manager a dangerous app to use on your smartphone right now.
Bright - AI Debt Manager Screenshots
Product details of Bright - AI Debt Manager
- App Name:
- Bright - AI Debt Manager
- App Version:
- 1.45
- Developer:
- Bright Capital Inc
- Legitimacy Score:
- 94.8/100
- Safety Score:
- 95.3/100
- Content Rating:
- 4+ Contains no objectionable material!
- Category:
- Finance
- Language:
- EN
- App Size:
- 110.62 MB
- Price:
- Free
- Bundle Id:
- com.brightcapital.app
- Relase Date:
- 30 June 2020, Tuesday
- Last Update:
- 18 March 2024, Monday - 11:51
- Compatibility:
- IOS 14.0 or later
+ Bug fixes. + So much! A new all-in-one debt consolidation app with fair and low APRs. Start paying off high-interest cards today. + Even easier. No paperwork, no due dates, no math, no worries. Sign up in 2 minutes! Set it and forget it. Let Brig....
