- 92.8LEGITIMACY SCORE
- 93.3SAFETY SCORE
- 4+CONTENT RATING
- FreePRICE
Debt Payoff Planner & Tracker App User Positive Comments 2024
Debt Payoff Planner & Tracker app received 62 positive comments and reviews by users. Can you share your positive thoughts about debt payoff planner & tracker?
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Debt Payoff Planner & Tracker for Positive User Reviews
✓ Uniquely worth the price!I love this app! The developer is smart to incorporate into the design the ability to view three different payoff models. It’s easy to run different options to compare the best outcome for your specific situation. One option allows for you to define the order precedence yourself. I personally like this option the best. For example, I wanted to pay off an collateralized auto loan before moving on to my non-collateralized credit cards. I will definitely renew my subscription until I am totally debt free. Great app!.Version: 29
✓ Helpful SnapshotHi! I really love this app and the picture that it gives/plan it has helped me make. I also like that I am able to enter promotional APRs! One thing that would be EXTREMELY helpful to me would be the ability to check off that my planned payments for the month had been made. Or, a way to know that I had reached my payoff goal/plan for the month. As someone who was spreading myself too thin trying to pay everything at once, I would like to be able to see that I am “done” with making payments for the month and that I’ve paid “enough” to stay on track with my plan. Thank you!.Version: 1.2.7
✓ Finally a light at the end of the tunnelAs many previous reviews state, this app is one of the best out there if you are serious about paying off your debts. I fell into the credit card trap little by little, until one day I realized I was becoming overwhelmed by outrageous interest rates. I tried to figure out how to pay these debts on my own, but every time I had a few extra dollars from paying off a debt, it never seemed to go towards paying off the next. This app breaks down a realistic timeline for me, with easy to understand visuals and charts, and keeps me motivated to stay on track! It's wonderful knowing how much I need to apply to each monthly payment without the temptation of using the money "elsewhere". It is truly the light at the end of the tunnel for me! Although some reviewers state they would like an option to include recurring payments so they don't have to manually enter the amounts each month, the I find that to be part of the motivation in actually entering that amount and seeing the balance go down. Love this app!.Version: 1.2.7
✓ Love it but…Great App to help you become debt free. However, I find that once in a while the app stops recognizing your password. That’s annoying and it’s the only thing that’s stopping me from purchasing it..Version: 2.1.4
✓ Excellent!Excellent, great, very helpful!.Version: 1.3.3
✓ The Best Way to Control Your DebtYou may be like me and have tried over 2 dozen methods for taking control of debt. There are plenty of budget apps or billing lowering apps but the real problem is a debt paying plan. This is the app. This is easily the best app for a debt plan. Thanks to this app’s plan we have our debt under control and nearly debt free. All of our credit card debt is paid off and we just have student loans and our car left..Version: 29
✓ It’s given me hope!!!This app has been just what I needed! I love the options to either enter the payment details manually or use the Payoff Plan Estimate for your monthly entries. It will not automatically credit your payments monthly which is great because it forces you to look at your payment amount each month so that you can see your accomplishments. Also if you have budgeted extra money to pay each month the app will allow you to add it. If you get a surprise gift of money you can take that amount to pay down your debt as a Snowflake option. I’ve tried another app for debt payoff but this app is the best by far. I’m amazed at the choices I have and not having to pay for the pro version. I did create an account but the best part is that you don’t have to provide account numbers, just name the account whatever you like add details and voila your on your way to being debt free! I’m definitely addicted to this app. The COVID-19 pandemic has made me put a lot of things into perspective for the better and forced me to save when I normally wouldn’t. I’m looking forward to having this debt paid off for good in less than three years. 🙏🏾🙌🏾.Version: 32
✓ Very Impressed!!I have struggled for years and through countless other apps to help me create an easy to understand plan that allows me to customize what I want to pay off, when, and how. This app is truly the best I have found so far. Set up was a breeze and very intuitive, I only needed to seek out one or two answers to help with my personal customizations. I love the dashboards and how things are displayed. The data you need is displayed clearly without overcrowding or too many options. This is just right!! Thank you so much!.Version: 2.1.5
✓ HelpfulAmazing app! Paid off 3 cards so far! Thank you for creating this simple and easy to follow app..Version: 1.3.3
✓ I love this appThis is a great app to guide you in paying off your debt. It does not ask for account numbers just names, balances and interest rates. You can put any name for the debt if you do not want to use the real name. It even has introductory rates available. The only thing I would add is maybe a deferred spot for student loans. I can see the light at the end of the tunnel with only paying an extra $75 a month on my debts. I have even turned my sister in law onto this app. When I added my new mortgage and it showed I could be debt free in under 10 years for my car, credit cards, student loans and a new mortgage, I was ecstatic. I am not one to stick to a budget but I do pay my bills, even if it is just the minimum, and I have been logging every payment and excited to do so..Version: 29
✓ Does a great jobEverything I needed, nothing I didn’t. I have been through many apps and glad I finally found this one. You can enter your debt details, a couple different scenarios and good access for free. Love the graphics and layout. Other free apps I invested time entering info then they would hit you with a fee to continue. This app is very transparent in what you get, and I got everything I needed. You just have to upgrade to get more features to play with. The adds and push to upgrade very low key. Enjoyed, 5 stars.Version: 2.0.9
✓ Fantastic appI only came upon this app because I was invited to a Zoom meeting by someone who was selling a system to pay off debt and help people become financially free. I googled that company during the Zoom and noticed that they were charging several thousand dollars for the ability to do what THIS FANTASTIC app does.... So glad I found this app while googling for less expensive solutions.. it was so easy to insert our info into this DPP app....I could see light at the end of the tunnel....I love how you can select different ways of paying down debt and instantly see how it shakes out down the road....I can proudly say that we’ve chunked down our debt already and have discovered tips on how to reduce the interest each month....I will now pay our car loan and our mortgage twice per month.... this app is visually appealing as well......when I open it, the colors greet me with hope and joy...that may sound corny, but it’s true! Koodos to whoever developed it! THANK YOU...THANK YOU...THANK YOU.....I HAVE RECOMMENDED THIS APP TO SO MANY PEOPLE ALREADY!!!.Version: 29
✓ Very helpfulThis app is just right for paying off debts, it helped me so much to be aware of my progress and I get excited to see the visual representation of percentages and projections!.Version: 1.2.7
✓ Super easy and powerfulSuper easy to set up and use. Tutorial videos are super helpful too. Love the clean layout and the ability to add additional funding to lowere debt faster both as a one time, say bonus or tax return or ongoing say a raise. Like how the app show advantages and disadvantages of snowball vs avalanche vs custom payments as not everyone benefits from using say the snowball approach to pay down debt. Graphs and charts make the whole experience better. The app does all the math for you. Didn’t give it a 5 star because app doesn’t support facial recognition log in or fingerprint login nor does it “remember” login credentials. A little cumbersome having to enter credentials each time. If/when the app supports this I’ll change rating to a 5 star. Over all very impressed. Never thought I’d like paying down debt until I started using the app..Version: 2.1.9
✓ Brilliant appI’m addicted to this app, watching my debt reduce - it has everything you want and nothing more. The option of paying to go ‘professional’ is funny - as in I would label my skill with money as being so bad I want to pay more to be truly ‘going pro’! And they say Americans don’t understand irony! Speaking of which, I get my weekly message in dollars rather than my currency - which is therefore inaccurate. I also repay my debt weekly. Some people do this as a monthly lump sum going out can leave too little to cover direct debits - it seems the forecasts are pinned down to months only - but some months have 5 weeks so I can’t forecast very well.. hey maybe I am a pro?!.Version: 29
✓ Great app for tracking debt payoffsMy app looks nothing like the screenshots. Not sure the update did what it was supposed to do. The app does what it says and is acceptably accurate in calculating payoff dates. The only complaint I have is the charts. They’re pretty useless. They show noting meaningful and look like some random lines on a chart to me. A useful chart would show original payoff timeline vs your planned timeline or original interest vs planned timeline interest. Looking at the charts more the “paying the minimum” portion of the chart doesn’t display correctly.Version: 2.1.5
✓ Excellent productI highly recommend this debt tracker app for clients serious about getting out of debt. I truly appreciated the reminders towards payments, and how easy to understand the product is. Unfortunately, I am not serious in getting out of debt and accumilate monthly charges on my debt and this product didn't give me a swift option to do so. I had to re-enter every debt starting balance on 10 credit cards, as 10 cards are used daily in my household. If you are serious about getting out of debt, THIS is the perfect tool to help assist with that! I contacted customer service for a full refund and within minutes, the refund was back on my card. I have never had this experience before with any company, this just goes to show the pride they have for their product as it works, and it starts from the top! Thank you Debt Payoff Planner for allowing me to use your product. I will buy your product when I am not revolving debt onto my cards. I loved the remiders aspect of your ap. The color scheme is relaxing as well. - Monica.Version: 2.0.4
✓ Must have for long term debt payoff clarityThanks to the clarity that this app has provided us so far, we should have our mortgage paid of before either me or my wife will be 30 years old. That will be life changing for us!.Version: 2.1.5
✓ Awesome Way to Get on Track With Your MoneyI’ve been using the new version of the app and find it more streamlined and user friendly. I like that you can enter all of your debts and how much you want to pay above the minimum payments and the app tells you exactly what to do based on the payback method you’ve selected. Additionally, their support has been top notch! I’m very happy I’m on track to be debt free in 3 years..Version: 2.1.3
✓ Great appHelps me stay motivated to crush my debt..Version: 1.3.3
✓ Good but could use tweaksEasy UI and great information. Valuable enough that I purchased the 2 year membership because I like to play with numbers. Cons: It forces you to snowball or avalanche all bills. There is no option to just not roll a paid off bill into the next larger bill. I’ve accepted that my wife will always have a car payment but this app assumes she won’t get another vehicle before our mortgage is paid off. Suggestions #1: The ability to easily schedule future RECURRING one time payments would be amazing. I don’t want to manually input 24 separate biennial one time payments. Each new payment starting from todays date too. Suggestion #2: Allow me to schedule biweekly payments even if it is a monthly bill..Version: 2.0.2
✓ Love this !!Having the debts right in front of me, motivates me to pay them off and faster !.Version: 2.1.5
✓ Love Love Love the new versionI enjoyed having the information on the first version of the app, but it was not user friendly and it was a bit confusing for me so I never really used it and I had purchased the pro version, but as I’m starting to get serious about paying off debt again, this new version has me really excited and optimistic to get out of debt. I never write reviews on apps but well done on this updated version..Version: 2.1.5
✓ This App is Seriously Life ChangingI don’t think I’ve ever written a review for an app but I came here to say that if you’re starting your journey of being more mindful of your debt and actively trying to change your spending habits, this app is necessary. I’ve been using it for 3 months now and it’s helped me see my spending more clearly and plan to rid myself of debt. Today after using is for 3 months I just paid for 2 years of pro (something I never do on apps) because I see this being an app I use maybe forever? It’s seriously so amazing to help you stay organized and successful in paying off your debts! Can’t say enough good things!!!!.Version: 2.0.7
✓ Awesome app to get out of debt.Look, the methods work if you are able to follow them. You must follow them despite any second guessing you may have. However, sometimes we have setbacks that won’t allow us to. Like a car breaks down or an appliance needs to be replaced or fixed. That’s when you it is harder to follow the app. When or if that happens, do your best to catch it up later. Remember when you pay off something, you are not freeing up that money for other things, you are going to use that money to compound that next debt. This is how it works. Don’t use it for play money or you will never get out of debt. Good luck and stay the course..Version: 2.1.5
✓ Takes the stress awayThis app is simple to use and is brilliant for providing a financial plan , how long it will take to pay off a debt, and what dates every bill is due. The app can be a little difficult to manoeuvre around at times....but i still think it’s the best app if you have a lot of outstanding debts..Version: 1.2.2
✓ Really good app but needs one thingI wanted to give this app 5 stars but I couldn’t. it is a great app but fact that it doesn’t build into the app the calculation needed to allow you put in your total payment and deduct your principal paid based on APR. I would have even given it 5 stars if that was a feature offered on the paid version of the app but it doesn’t appear that’s the case. The result is I have to use an amortization spreadsheet in Excel to determine the amount of principal I paid from a total payment then I put that in the app. It’s an extra step I wish I didn’t have to do. Otherwise great app..Version: 1.2.7
✓ GreatNice way to track all of my debts and choose a pay down method. A great feature is being able to easily switch strategies if I change my mind. I was having a problem with migrating from one version to the other, but the developer promptly helped me resolve the it. I do wish I could connect my accounts so they updated in real time, but then again, updating them manually makes me pay more attention to what’s happening with them. All in all, well done!.Version: 2.1.5
✓ Pro Membership AvailableSo, in looking for a debt snowball app I wanted to compare the prices. Apple has this feature for “in-app purchases” so you can see the price of the upgrade(s) before you download an app. This one didn’t have that, so I assumed it was free. I wasn’t necessarily looking for a free app - but I wanted to make an informed decision on whether or not the price was worth the features for each app I considered. However, after downloading this and signing up I found there is a pro-membership. Finding the fees for that requires you to go to Safari and sign in on the web - pretty cumbersome and then I find the fee is a monthly $5 (or less if you pay more upfront). The product seems to work well enough so far, but all of the steps to get an accurate picture of the cost seems incongruous with the nature of your product..Version: 32
✓ This is a great appI love that I can update my debt, payment, and choose my options for debt payoff. The app is user friendly and the results it produces are extremely easily to follow. I really love the adaptability of the results it produces from the changes in debt balances, timeline for payoff, and the frequency in payments to meet the deadline. It also goes the extra mile of offerings free materials to read on healthy money habits. Warning, you have to manually enter your info. It does not give you the options to sync your information from an outside source. Overa, this is an outstanding app to payoff your debt..Version: 2.2.0
✓ Excellent appReally enjoy using this app it gives a simple summary of debt. I use this all almost daily to manage my bills. One recommendation I have is to also show a percentage value for card utilisation %. You would only need 1 more input the card limit. Then divide the balance by the limit and then show the answer as a percentage..Version: 2.0.2
✓ Encouragement no frillsA useful app amongst several others. Many others use fairly basic layouts and this is slightly better after the latest upgrade..Version: 1.3.3
✓ Finally!!I've used several different apps, trying to find the right one for my needs. After one session with this app, I knew I had the right one! Even though my bills only show in the order I enter them, the breakdown of how to pay, what to pay and for how long is easy to follow and specific. Everything you need is available if you enter everything you can, right down to the interest rate! I am now following my plan and loving the results!!.Version: 1.1
✓ I can see clearly now!!!I have more than 20 cc’s several loans and I could not see a way out. After entering my information into this app. It’s really helped me put things into perspective. Although I have a long journey ahead of me I can see it’s possible. It is quiet tedious to enter and update your info but it keeps you honest. Also motivates me to become more aggressive in paying down my debt. And NOT continue to use credit. It’s worth the $24 per year. You will not be disappointed. I was considering bankruptcy. But with some sacrifice and dedication I’ll be debt free in 4 1/2 years..Version: 29
✓ Great appThanks to the developer for replying. I didn’t initially see that you could change the currency but you can 😁.Version: 2.0.4
✓ Perfect app to get out of debt!!I kept paying the minimum payment on my credit cards and never seeing the light at the end of the tunnel. With this app. I am able to track everything and see the progress I am making. Just put in all your debt, add you minimum payments and APR, and add any additional money you want to put towards your debt each month and it will give a detailed layout of the exact month you will be DEBT FREE. It uses the snowball effect, meaning once you pay off one debt, you put that minimum payment towards the next debt you want to pay off and so forth. I also purchased the app to be able to use it on my laptop to keep track of it as well. Highly recommend if you haven’t downloaded already!!!.Version: 29
✓ Very nice tool!I just started using this app and it is excellent. It is fast to set up (watch the Getting Started video) and has very easy inputs. It literally will take just a few minutes to get it going. A couple of things I’d like to see: right now it shows how many years and months it will take to get debt free. If you put in an amount you can pay extra every month, it will give you new payoff info. But there is not comparison panel or graph, so if I’m experimenting with say $50 extra per month, then $75 extra per month, then $150 extra per month, I have to remember the original calculations. It’s a minor thing I suppose, but it would still be useful to be able to see a couple of the payoff timeframes side by side. Also would be helpful to be able to easily print from the app. I will be recommending this to clients as a simple, convenient, mobile tool for them to carry around. Thank you!.Version: 2.0.2
✓ Perfect app to track and visualise debt payoff!You can add debts, apr and payments and it does the rest, goal setting, payoff dates, easy to add extra payments (well done you if you can by the way!) gives you easy visual tracking and you can see when you’ll be free.. very well put together, easy to use and absolutely does what it says on the tin.. the only bonus would be a visual widget :) (doesn’t need figures, just dates and a bar chart) but still, A+.Version: 1.2.6
✓ Helping me reach my goals!I have used this app for probably 6 months now. Had a few questions early on and support emailed back quickly with solutions. This gives me a monthly snapshot of where I am financially and how long it will take me to reach my payoff month. It makes it simple. If I make the payments as suggested, I will be debt free in August 2021! I would never be able to figure out how much to send to what creditor to make that happen on my own. So glad I found this app!.Version: 1.2.6
✓ So easy to use, really helped me focus.Love this app, its great, you can pay off smallest debts first or biggest interest, whichever way works for you. Made me realise that the extra month I have to pay out because I want to pay off the smallest debt first is worth it to me as the thrill of "One down..." was so inspirational. I also got the buzz when I added £20 a month towards my debt and saw the months come down, such a small amount had such a big impact. But above all, it reminded me about budgeting... so important. Thanks, and I also paid the $24 for 2 years (£1 a month) worth it to me for the extras 😊.Version: 1.1
✓ Great ToolOur family is currently carrying a lot of debt from student loans, mortgage, credit cards, and more. I love the amortization options and how you can play around with your pay off order and the app will let you know how long it will take and the amount of interest overall you’ll pay for different scenarios. Love it so much that I bought the one year subscription which is very affordable for what this app provides. My only suggestion is it would be great to be able to change the due dates on different accounts. In the beginning when I added accounts that I had already paid for that month and the due date was in the past, it showed up as being overdue for that month. Also, on some accounts I’ve paid a month or two ahead to have an emergency cushion. Seeing overdue when it’s not, is stress inducing..Version: 1.3.3
✓ Invaluable AppThis is the best app I’ve used. I’m trying to pay mortgage off early and this is the best encouragement. Thank you for a great app 😊.Version: 1.3.3
✓ Great helpIt is really great app to help you tap your head around your debt. It give you option to see what will work the best. I just wish it wouldn’t be a subscription, as I would be willing to pay one time fee even higher but subscription is not good when you deal with debt..Version: 2.1.4
✓ Great App!So far, I’m really liking this app. It lets me customize the debts the way I want to pay them off. Most only let you use snowball or avalanche and I want a combination. Also, I can play around with how much extra I want to pay towards debt and it will show you exactly when your debts will be paid off and shows details in each month. The free version doesn’t offer all of that, but it’s worth the $24 a year to me!.Version: 2.1.5
✓ It’s so much easier to use than some other appsThis is a great tool and its free plan wis enough for all my needs. I’ve tried using multiple apps, which I didn’t like or they were hard to understand, here it’s actually quite simple, I just had to find out what “Extra” meant. Also, it’s one of the few apps that allowed me to change current currency. However, it would be helpful to have a widget for this app so that there was always a reminder on my Home Screen to pay debt. Also, it would be nice to have an option to choose how payoff will affect the loan: change monthly payment or change payoff period (because some loans only allow for reducing the monthly payment, for example).Version: 2.2.0
✓ Amazing app - helps anyone get organized & planThis is exactly the app I needed - it lets me track multiple accounts, plan out payments, compare payoff methods - avalanche, snowball or custom. It’s easy to use & gives tons of helpful info. Couldn’t recommend it enough for anyone battling their way out of debt. Makes it feel manageable & easy to see exactly what happens each month with interest rates, effects of extra payments per month, etc..Version: 2.1.5
✓ Peace of mindIt has been overwhelming to actually sit down and try to figure out the best way to handle my debt or even see where I stand. After entering my information and selecting which way will work for me from three selections of low to high, high to low or apr I have a clear view and a plan to get under control. It has all been very simple. Thank You! I will reevaluate in a few months and review again but so far I’m impressed..Version: 1.2.4
✓ Really simple and effectiveI was a little skeptical when looking at how simple this app is. I will tell you pay for pro it’s so worth it. I have put in all my cards and looks like I could be debt free in 4 years. This is truly amazing. I thought I would never be able to do this due to loss of income from Covid closures. That being said stick to your plan and you will reach your goals..Version: 2.0.2
✓ Seems to be the most reasonable optionBudgeting apps are a lot like medical practitioners. They sometimes catch us unaware of their motives. Almost all app developers are for profit businesses as are hospitals and medical practices. That said I prefer the relative transparency of this app and price point for pro features is affordable, and non-renewing subscription options. This app developer is not a non-profit to my knowledge but is very similar to what a non-profit program could develop. The developer does make commission on suggested credit cards and such, but it doesn’t hide that fact behind advertising like many of the most popular budgeting apps in the app store. What I liked most was that I was able to try the app without creating an account or providing personal information. 5 Stars for great first impression!.Version: 2.0.9
✓ Great appI love this app! Helps break down the expenses owed to credit and debt collections to make the monthly payments. This app told me less than 2 years I can get at least 6 of my debts paid off within this year and my car payment less than 2 years compare to 5 years if I stick with this plan method. I like this app to stay on track of debt and motivated goals that I’m upgrading to the year subscription until I’m debt free! Get this app if you’re trying to pay off debt fast and be debt free this app works!.Version: 1.3.3
✓ Exceptional!Such an incredible tool, makes it easy and intuitive to reduce your debts and is completely free. Cant recommend enough! Thank you.Version: 2.0.2
✓ Amazing Amazing AppI’ve looked around for other apps but this is the absolute best one! If you’re a goal oriented person, this is the perfect app. It gives you a break down and time line. So you can get realistic and really see what it takes to pay off your debt. You can play around with it and find the perfect strategy to meet your goal. And with the timeline and breakdown it gives you, you no longer feel discouraged. It honestly puts you at ease and shows you you will be debt free... it’s just gonna take a little while ☺️ I don’t ever rate apps. But this app again... was amazing. I am super grateful for this and I am SO much more closer to being debt free then I was just doing it myself. I even have my boyfriend using it and he loves it too! Again, the timeline and break down it gives you really let’s you know, “You CAN do this!”.Version: 1.2.7
✓ Good, but could be better.This makes it easy to track my debt and it encourages me to look at my debts each month and really keep everything in mind. I just wish that in the snapshot of the debts that it gives you it would show you the minimum payments and interest rates so you don’t have to click into each one to look at it. It would help me make more informed decisions on how to handle it all and how to approach a mixture of snowball and avalanche methods to best get out of debt by letting me compare everything on one screen instead of trying to remember a bunch of different numbers while clicking into each debt..Version: 32
✓ Debt Free Sooner!!!How I wish that I had known this app long time ago. While the free version has a lot to offer, the pro version has robust features and I do not mind paying for the subscription at all (which I already did, by the way). In addition, the other feature that I really think that is very useful is the ability to edit my debts on my laptop, debt payment reminders, and debt snowflake (which I haven’t seen or never heard of that in a debt payment app/tool). In a nutshell, 5/5 rating and I highly recommended this app for people who are struggling paying off their debts (like me) because my debt payment strategy have put this app onto a whole new level - I will be debt free sooner!!!.Version: 2.0.2
✓ Simple and FreeI use this to manage the loans to my kids. I have helped them spread their costs by buying their insurance etc and letting them repay me at a lower interest rate. I can set a separate loan for each, add my rate of interest and they agree how quickly they repay. Each payment I then log and I can keep track of how much they have paid, much easier than spreadsheets or tracking on my bank statements. They are happy as I send them a summary each quarter showing how much they have paid and what is outstanding. Easy to use and free version enough for me..Version: 2.0.9
✓ Neat simple appI wanted a debt planner app that was easy and simple to use and this ticks all the boxes. Nothing fancy, just enter the debts you want to pay off, how much extra per month you can afford to pay on top of the minimum payments and it calculates the date when you’ll be debt-free. You can easily play around with the numbers and opt for either paying off the highest interest debt first or the smallest debt first. And the support articles are helpful too..Version: 1.2.2
✓ Keep me on track for my goalsThis app has really helped me to stay on track. Every payment I make is like a high five when I key it in. I can see how good I’m doing and see the difference if I put just a bit extra. Easy to use and understand.Version: 1.3.3
✓ One year in and it’s motivatingPaying off debt is not rocket science. But it takes more discipline than many of us have. People like me need a little more of a push with something interactive. This app has been helpful because of the visual motivation I get from watching the months to being debt free come off the dashboard. I chose the snowball method and was instantly gratified by paying off three debts in the first three months. It is a pretty intuitive app, and I have learned to login regularly, sometimes just to play with numbers to see what I can do to make it go even faster. When I first downloaded the app 15 months ago it said I had 3 years, 9 months to be debt free. At the time I remember being ecstatic because in my mind I thought it would take 10 years or more and cost tens of thousands in interest. Today I have 2 years, 4 months to go. That means I shaved another three months off the original schedule. At this rate I might be debt-free in less than two years and not only will I have the freedom that comes with that, but I will have saved $20,000+ in interest alone..Version: 2.0.9
✓ Just two things missingI am loving this app. However i found that 2 important features are missing. You can put your actual balance but theres no way to put the starting balance off the debt so you can track how much you paid off since yo started using the app but nit a true value for the debt. The other feature that will bump my score to 5 stars will be if the app is able to automatically deduct every month the minimum payments from your accounts and leaving the manual input so you can add the extra payment you did to the debt you are working at said time..Version: 1.2.7
✓ A good appDefinitely watch the videos on how to understand what everything means - I tried to skip those & got in a mess briefly. 😂 Now I know what I'm doing, it's really helped me to work out my debts. I pay the monthly premium, but I really think this could be less - £6 a month is a lot & could go towards debts..Version: 2.1.5
✓ Great trackerI’ve been using this app for years to monitor and track my debt. I love been able to move numbers around and play with pay off options to find out what is best for me right now.Version: 2.1.4
✓ Sorta doesn’t workAside from sorting the debts (low to high,high to low etc) that doesn’t work. It’s a pretty good app. I wasn’t sure of it the first time I downloaded it. But after trying many others I came back to this one as it really is the best debt app out there. Minor glitches. I wish it showed time saved/interest saved by making extra payments. But so far so good ☺️.Version: 1.2.4
😕 Debt Payoff Planner & Tracker Negative Reviews
