Aspiration Spend, Save, Invest Positive Reviews

Aspiration Spend, Save, Invest App User Positive Comments 2024

Aspiration Spend, Save, Invest app received 14 positive comments and reviews by users. Can you share your positive thoughts about aspiration spend, save, invest?

Aspiration Spend, Save, Invest for Positive User Reviews

✓ Get rid of your BOA, WFARGO, Etc checking and savings, aspiration is the way to go.Like everyone else I have had a checking and savings account with Bank of America for as long as I could have an account, they charge you hidden fees every once in a while because they change their rules without telling you and on top of that you were in virtually zero interest rate. Well aspiration is probably the best thing that’s happened for checking and savings in decades, iron 1% interest on my checking account I can earn up to 3% interest on my savings account no hidden fees no charges I can use any ATM on the planet and they’ll reimburse me the fee they charge I can make my check deposits for my phone it’s everything Bank of America and the others can do except they’re not trying to screw you over. I highly recommend making the switch. It’s free🖖.Drunkenboxer1984Version: 2.8.0

✓ Brand new member and overall satisfiedI opened an account with them about two weeks ago. Opened a spend account (checking), save account (savings at 2%APY), and a redwood investment account. My primary reason for switching was from a previous bank that was a “big bank”, and I just like the mission that this bank provides. The process to open each account was easy, although took a little longer than expected. I did have an issue activating my card when I got it in the mail on a Saturday, so by Monday morning the customer service activated it for me. They don’t work weekends for support. Apple Pay feature also requires a call to customer service, which I like for enhanced security. Not a big deal, took about a min over the phone to finalize my Apple Pay. The app itself is simple and easy to understand. My old banks app was just too busy and confusing. Gave four stars because of the slightly rocky start, and the fact that checks are held for 30 days, sometimes more if you’re a brand new customer. Other than that, everything’s great and I’m satisfied. I was VERY nervous about this bank, based on what I’ve read but since they’ve switched to this new account, it seems pretty great..Omi_appleVersion: 2.5.5

✓ Happy Customer Since 2015Let me start off by saying that I’ve been a happy customer of Aspiration since 2015. Sure, there have been a few bumps along the way but I’ll gladly take errors made in earnest than monthly fees taken by greed from a typical U.S. bank. Having been with them for so long it’s clear that their mission extends from Andrew (CEO) down to those who are in the trenches every day, either in development, customer service, or other critical roles to keep a small but valuable set of products conveniently available for Aspiration’s customers. All of that being said, let’s not forget that these reviews on iTunes are meant to be indicative of the APP, not the bank. The app has only improved since launch and I like how it’s simple yet has all of the info needed readily accessible. The AIM feature is fun for me to use so I can check in on which merchants are doing better for the greater good than others - it helps me vote more consciously with my dollars. To summarize, both the APP and the bank are of exceptional quality..Lkat*Version: 2.7.6

✓ Decent with a few issuesThey have all the services you need and the service is decent if needed. I like their mission. I love the online card. The interest rate on savings is good. The thing I really don’t like is the app. You don’t have the option of making notes or all the sorting, filtering or search options like most bank apps. Also they are very slow to credit deposits and it takes them forever to even post interactions. The balance is usually right but you don’t know what’s been deducted. They eventually may show up as pending but that’s after at least a day or two. This has led me to forget or confuse what charges are outstanding and become overdrawn on multiple occasions. Thankfully they don’t charge anything for NSF but vendors do. Sadly for these reasons I’m looking for another socially responsible institution that has their stuff together a little better..UwgirlVersion: 2.21.27

✓ I like this Bank and App but...Every time I open the app to check on things, the refer a friend ad comes up, literally every 10 to 20 seconds! If this is not fixed I will cut my losses and move my money somewhere else! I’ve already lost a little money trying out their invest and IRA accounts but I was in it for the long run and wasn’t worried about that however the plant a tree by inviting a friend is getting really old! I’ll give it until the end of next month for them to fix it. Besides that everything has been good, great clean online bank and I have used more of them. Simple Bank is my favorite so far but they don’t have investment or IRA accounts. I also like the do good investing for someone that doesn’t know a lot or have the time to learn about investing. Update: October 9th 2020 So far looks like the issue is fixed, also my investments are in the green! 10/10 I would recommend the online bank!.Brandon’ss AppleVersion: 2.17.4

✓ Best Online Banking EverBeen using Aspiration Banking for over a year now. There is never any fees like other Brick and Mortar banks usually charge. They also refund the ATM fees for cash withdrawals. I got a offer for another card the other day, the fess were so ridiculous I was very disappointed and appalled at the fees they wanted to charge, there was a load fee of 4.95, a per usage fee for signature purchases of 1.00, and there was a per usage fee for pin purchases of 2.00, ATM balance inquire of .50, Then there was a Monthly maintenance fee of 9.95 and this is a good deal for WHO???? I know any hard working person who would actually agree to this is really desperate or is unaware of the exorbitant fees or dose not know how to read. So anyone who is willing to give half of there check to retarded fees hay just pass the money over here bad I’ll make good use of it..Tony the TmanVersion: 2.5.4

✓ A feel Good BankI’ll keep this short and sweet. I used to bank with capital one until they decided that the Plaid verification platform was a security threat, for those of you that don’t know Plaid is a service that 98% of banks utilize to connect your account to basically any application, service, or budget app in this day and age Capital One thinks is nonsense while Chase, Bank of America, Citi, Wells Fargo and others think it’s just fine so I left for that. Aspiration is a great bank that will invest in the wellbeing of the planet what’s not to like, buying gas at the pump? Aspiration uses that purchase to buy stock in solar or wind to offset your footprint. But an organic cotton shirt, Aspiration will reward you for making the right choice. It does lack Zelle transfers but I hope that comes in the near future other than that it’s a great app.Jakep96Version: 2.16.1

✓ Great people doing a great thing. + ☦️I am new to Aspiration but I love everything they are doing. They seem like an amazing bank. I know any hiccups they might be having in these other comments I see are just growing pains. I hope they can stay positive and altruistic despite any negativity coming their way. I know everything good that comes with trials is a lot more likely to remain, whereas good things that come easy are easily lost, so the Eastern Orthodox Christian Saints say. I know they will do well because they are trying to right by people and God always rewards that. Not just right but truly right, everything I’ve seen from them is righteous, I hope they stay on that path. Truly they will be blessed. + ☦️.SeraphimelijahVersion: 2.6.0

✓ Oh no, RetroI don’t think I’ve ever rated an app before, but now the time has come. This bank/app is generally great, there are a few issues here and there, but the customer service is phenomenal. I’ve been with them from the start (the first 2 months they were in business) and quite a lot has changed, like earned interest which dropped from 2% to 1% and keeps dropping, and the updated cards when you upgrade (which people should be able to be grandfathered into), which don’t really make sense because you’re being charged that percent interest to upgrade— anyway, those are the least of my worries. This new app update where it’s like, retro is SUCH an eyesore. Whomever is in charge of UI/UX over there needs to rethink why they would want a bank of the future to look like something of the past. Bad call. If it ain’t broke, don’t break it.MeechersVersion: 2.19.1

✓ Blocked access to my moneyAspiration randomly had a need to lock down my account. A day later I receive an Email requesting to verify my identity by uploading a photo of my ID and bank statements from linked accounts. Problem is one of the linked accounts I closed and no longer have statements for. I still sent IDs and other bank statement along with a letter explaining I closed one of the accounts. 2 twos later I sent everything again. Now a werk has gone by and my account is still locked, I have bills now over due, getting charges late fees. Losing so much money because Aspiration is refusing to unlock my account. Customer support says they can’t help me because the verification department only has access. Can’t use my debit card, not sure if my direct deposit pay is even going into the account. No idea how much money I have, but I know I’m losing a lot of money because I can’t pay my bills and conduct business. Thanks a lot. Making Aspiration my primary bank was a hugely massive mistake an regret even using this Bank..ClaydoodVersion: 2.6.4

✓ Best banking experience I’ve ever had!!I opened an account with Aspiration to a personal savings account about 6 years ago. I decided not to open the account with my hometown bank because they were constantly charging me unnecessarily and taking suspicious actions so that they could charge the maximum amount in service fees. With Aspiration, I’ve NEVER had a single problem. Mobile deposits are a breeze, there are no hidden fees, I can transfer funds (for free!) at 2am if I need to, and they don’t charge me to access my own money. And I can use ANY atm for free!! I cannot recommend Aspiration enough. If I didn’t need my local bank for cash deposits, I would close my account there and use Aspiration exclusively..LiterallyblondeVersion: 2.21.10

✓ Banking Done Right!I’m so thrilled to have signed up for an Aspiration account a couple years ago and to see it has now evolved into a full checking account! I love credit unions but have been moving around the country and this new account is perfect for me. I feel great using an ethical bank that lets me bank from anywhere! The app works great and has all the modern features necessary to do mobile banking. Thank you Summit and Aspiration for creating this wonderful modern-day bank for people like me who are fed up with corporate banks. The only issue I have is, at the moment, there’s not a way to make cash deposits but I am sure that’s something that they are working on to provide in the near future..BelljarFairyVersion: 2.6.0

✓ Secondary accountI’ve been using Aspiration as a secondary account for quite a few years and have had some pretty good experiences thus far. Pro- they offer a cash back that’s unmatched to any debit card offer out there. Con- deposits do take a bit longer than expected unless your making a P2P deposit , those usually post within 24/48 hours. Pro- they’ve been working diligently to improve their service and the information provided on the transaction screen. Con- they are most likely missing out on customers by not offering an early deposit program like its online competitors (Varo, CHIME). Pro- they are good about reimbursing ATM fees but decided to limit the amount of fee reimbursements because some jerk withdrew their account 100+ times in a month (thanks for ruining this feature for us all)! In conclusion , I’ll continue to do business with Aspiration. I’d love to see them roll out an early deposit feature, but I don’t think that’s on their long list of improvements ..Gemiller11Version: 2.7.7

✓ Great bank account, very easy to useI originally opened an account with this bank because I was traveling out of the country. ATM fees back plus no fee for using your card internationally? SIGN ME UP! Now that I’m back in the US, I still use this bank. I love the green-awareness, the simplicity, the ability to use any ATM and be refunded the fees, the ability to still deposit checks even with no physical location, and the option to invest with only green-certified companies. I use to use a bank that partially rhymes with Donald Trumps favorite racist golf club and was SO happy to have found a much kinder, greener, more trustworthy bank that doesn’t charge you a fee for breathing. As long as this bank exists with its current business ethics, they’ll have my business..Rah91Version: 2.3.1