Marcus By Goldman Sachs® App Support

What is Marcus by Goldman Sachs®? Description of Marcus by Goldman Sachs® 3578 chars

Marcus by Goldman Sachs offers personal finance tools to help you save, borrow, and invest. Grow your money with a high-yield Online Savings Account, high-yield CDs and No-Penalty CDs. Automate your investing with Marcus Invest. And you can connect thousands of financial institutions to Marcus Insights -- free tools and trackers that help you organize and optimize your finances.

GROW AND MANAGE YOUR SAVINGS
Grow your money on the go with our high-yield Online Savings Account and Certificates of Deposit.
-Earn a competitive rate on our Online Savings Accounts, No-Penalty CDs and high-yield CDs
-No minimum deposit to open an Online Savings Account
-FDIC-Insured

AUTOMATE YOUR INVESTING
Marcus Invest helps take on some of the work of investing. Our managed portfolios of ETFs are designed to keep costs low and optimized to help balance risk and returns. Plus, you can customize your investing approach by selecting one of our Goldman Sachs investment strategies.
-Get a managed portfolio recommended for your risk level and investment goals
-Portfolios built to include low-cost ETFs that have been vetted by Goldman Sachs professionals
-Open your investment or retirement account with as little as $1,000

EARN REWARDS TOWARD A GM VEHICLE
With a GM Rewards Card, you can earn toward a GM vehicle.
-Apply for the My GM Rewards Card, GM Business Card or GM Extended Family Card
-Earn on your everyday purchases

OPTIMIZE YOUR FINANCES WITH HELP FROM MARCUS INSIGHTS
Our free smart tools and trackers are designed to help you see your money clearly and make empowered financial decisions. Marcus Insights is free to use even if you’re not already a Marcus customer.
-Link external accounts to see and track your finances in one place
-Explore your spending breakdown by category
-Visualize your cash flow

Marcus by Goldman Sachs® is a brand of Goldman Sachs Bank USA and Goldman Sachs & Co. LLC (“GS&Co.”), which are subsidiaries of The Goldman Sachs Group, Inc.

All loans, deposit products, and credit cards are provided or issued by Goldman Sachs Bank USA, Salt Lake City Branch.

© 2023 Goldman Sachs Bank USA. All rights reserved. Member FDIC. Equal opportunity lender.

Brokerage and investment advisory services offered by Marcus Invest are provided by GS&Co., which is an SEC registered broker-dealer and investment adviser, and member FINRA (https://www.finra.org) & SIPC (https://www.sipc.org). Research our firm at FINRA's BrokerCheck (https://brokercheck.finra.org/). Custody and clearing services are provided by Apex Clearing Corporation, a registered broker-dealer and member FINRA/SIPC. Please consider your objectives before investing. Any information provided prior to opening a Marcus Invest account is on the basis that it will not constitute investment advice and that GS&Co. is not a fiduciary to any person by reason of providing such information. For more information about Marcus Invest offerings, visit our Full Disclosures (https://www.marcus.com/us/en/disclosure/invest-disclosures).

Goldman Sachs Bank USA, Salt Lake City Branch, is the issuer of the GM Rewards Cards. GM is solely responsible for the operation and administration of the Earnings program and points program. For more details, including redemption options, go to mygmrewardscard.com.

Investment products are:
∙ NOT FDIC INSURED
∙ NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, GOLDMAN SACHS BANK USA
∙ SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED

© 2023 The Goldman Sachs Group, Inc. All rights reserved.

Marcus by Goldman Sachs® App User Reviews

What do you think about Marcus by Goldman Sachs® app? Ask the appsupports.co community a question about Marcus by Goldman Sachs®!

Marcus by Goldman Sachs® Pros

✓ Wow.I’m in love with the app already!! The ease of it is unlike any other bank type of app. It’s so easy to link your other accounts and the analysis it does on your spending is beyond words. You have to see it for yourself. I wish I knew about Marcus sooner! I’m so glad I found it when I did though and I’m sure it’s definitely going to help me go in the direction I need to financially. It’s only up from here 🙌 And p.s. normally I don’t write reviews but I literally felt so compelled to do so for this app so I hope this helps someone!.DaphY32Version: 1.6.2

✓ A couple of issues on iPhone 14 pro maxApp does what l need but a couple of issues. 1. The app randomly crashes back to iPhone home when the app logs in (have the latest iOS and app). 2. There’s a white horizontal line at the top of the screen, just cosmetic..Smurfy2000Version: 1.23.0

Marcus by Goldman Sachs® Cons

✗ Zero Stars - Does not work with iPhone VPNLike many others, I run a VPN on my phone to improve my privacy and information security. I am unable to log into the Marcus app, getting an error that Marcus products are only available in the United States. I am connected to a VPN server in the US. I understand there may be some security policies the bank is seeking to enforce, but this restriction makes the app 100% useless to me. The whole point of the VPN is to protect my information security, especially for things like banking transactions. Please find a more balanced approach that is more customer friendly and that respects and protects our need to encrypt our wireless transactions. If we can’t get this fixed, it will call into question whether I can continue with Marcus. Thank you..TexMomOfTwoVersion: 1.30.0

✗ Technical issues constantlyI can’t remember the last time I opened the app and didn’t get a warning screen pop-up that the app is encountering technical issues. It’s tolerable given the rates they pay are top of market, but you should completely write off the app providing any value. Similarly, and infuriatingly, Marcus will not link successfully with any other apps you might use like Wealthfront, Personal Capital, Monarch, etc. the data will be pulled but will break every time if you are linking via Plaid. It is because Marcus does not support open banking, which is really surprising and kind of a legacy approach. Surprising for an institution like Goldman. Will definitely leave the second someone offers a better rate so all of my other apps can start working again..CSG1114Version: 1.7.0

This release contains bug fixes and performance improvements. Enjoying the Marcus app? We’d love to hear more about it! Please consider leaving us a rating or review..