One – Mobile Banking App SupportOne Finance, Inc.

One – Mobile Banking App Support

4.76285 star

Total 44,213 Ratings

What is One – Mobile Banking? Description of One – Mobile Banking

One is a financial technology company, not a bank. Banking services provided by Coastal Community Bank, Member FDIC. Approved accounts are FDIC insured up to $250,000 per depositor. One card is issued by Coastal Community Bank pursuant to licensing by Mastercard® International.

Join the millions of customers banking through One.

Cash back can be earned through the One Rewards Program. See the One app for individual offer requirements. See for terms.

With eligible deposits, up to $50 every year.
To receive 3% cash back, eligible customers (at the time their purchase settles) must (a) have received $500 or more of eligible direct deposits in the previous month, or (b) have a total account balance of $5,000 or more. 3% cash back is limited to up to $50 per year and applies only to purchases made at U.S. Walmart locations and on This promotion may not be combined with other One promotions that offer cash back on purchases at Walmart. See for terms.

No monthly fees* or minimum balances.
For One Retail Cards purchased at an in-store retail location, a $5 One Retail Card Fee will be applied 15 days after purchase and then every month until you apply for a One account, are approved, and make an additional deposit.

Send and receive money in seconds with One to One. Just search, select, and pay anyone.
Money sent through One to One can only be transferred to a One Deposit Account. If the recipient does not have an account, they must open one within 10 days of money being sent or it will be returned to the sender.

Get paid up to 2 days early with direct deposit.
Direct deposit may be available up to 2 days in advance, but depends on when your employer sends paycheck data.

With eligible deposits up to $250,000. Plus, receive 1.00% APY on the rest of your Savings balances.
5.00% annual percentage yield (APY) applies to the primary Savings pocket and custom pockets of customers who either (i) received $500 or more of eligible direct deposits in the previous month or (ii) have a total daily account balance of $5,000 or more. Customers can also earn 5.00% APY on Pay Autosave and ONE@Work Save balances. In all instances 5.00% APY is limited to a total Savings balance of up to $250,000. All other Savings balances will earn 1.00% APY.

APYs are as of 9/28/2023, but may change at any time before or after account opening. Fees may reduce earnings on this account.

© Copyright 2024 One Finance, Inc. All third party products, names, logos, and brands are the trademarks or registered trademarks and property of their respective owners. Use of them herein is for identification purposes only and does not imply any ownership, affiliation, or endorsement. Additional terms may apply. To see full account and promotion terms and conditions, visit or call (855) 830-6200. 

P.O. BOX 513717

Los Angeles, CA 90051

  1. One – Mobile Banking App User Reviews
  2. One – Mobile Banking Pros
  3. One – Mobile Banking Cons
  4. Is One – Mobile Banking legit?
  5. Should I download One – Mobile Banking?
  6. One – Mobile Banking Screenshots
  7. Product details of One – Mobile Banking

One – Mobile Banking App User Reviews

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One – Mobile Banking Pros

I'll say 5/5I'm going to give One 5 stars because of their ability and willingness to quickly implement customer feedback. I love having each bill/merchant assigned its own pocket. It's perfect for fraud protection and to stop possible overdrafts if I'm double charged. The addition of virtual cards for every pocket is awesome. This set to allows me to budget down to the exact penny (a virtual cash envelope system). I adore my credit line. It is now higher than any of my credit card debt. Why is that awesome? As I pay off my credit card debt (woo!) I know I'll have a 0% loan and then 1% every month after (12% APR). That's HALF my credit card interest rates. No worries on the credit card debt. I'm on a debt free journey and my pocket set up with One has eliminated me from making extra swipes just because. I have a "Frivolous" pocket that gets funded after all my bill pockets are filled. What I'd love to see? More automation in the budget. I'd love to say these are my fixed expenses and One do the calculation for each payday contribution. I'd really love a Goals feature. "I need $15,000 by Dec 2023" and One calculate the amount per paycheck and set aside the funds. I'd also love more built in budget features like: how much am I spending on categories (pet, restaurant, automotive) Hopefully those things will come. That would truly make One the only bank, only ap, & only card in my wallet/phone..K EcholsVersion: 1.30.1

Great replacement for simpleThe pockets are very helpful - which was the main reason why I chose to go with this bank. They really help with budgeting. Auto-save also pushes me to save more than I used to, and I’m pleased to see my savings grow every day. The only thing preventing a fifth star is the ability to search your transactions. I move money in and out of my pockets frequently, and that takes up the majority of the transaction history. I have to search every line to find a specific transaction. It would be perfect if I could filter the transactions to just outside purchases, and not my organizational tactics of moving money in and out of different pockets. Or alternatively, a search bar. Perhaps in the online version you can do these actions, but given I usually stick to my phone app, I really notice this absent feature..SmillerwhatVersion: 1.32.1

✓   One – Mobile Banking Positive Reviews

One – Mobile Banking Cons

Always better off with a credit union than a fintech companyI started with ONE because of the high apy, but now that credit unions are starting to offer the same I’m going back. ONE is nothing but issues. They suspended my account because of “potential compromise” so instead of asking me, I now have to put my life on hold while I wait 2 weeks for a new card. Who has time for that? They offer an online card in the meantime which is all good and fine for online shopping and Apple Pay, but not everyone has that. Also my bank should never make decisions for me, that is simply not their place. My card actually was compromised once and I reported it immediately because I got a notification about a purchase made in India, and ONE argued with me endlessly and didn’t reimburse the transaction for over a month. Any legitimate banking institution would have refunded the transaction immediately. The app is admittedly great, the company itself is absolute garbage. Go with a credit union, don’t waste your time..YepyepautishVersion: 3.10.0

Walmart bought it and now nothing worksI was drawn to bank because I was able to get my paychecks two days early the auto draft system, and the high-yield savings account. I have run into countless problems, which leaves me no choice, but to leave this bank. My debit card rarely works. I think I’ve only been able to get it to you to work two times. Which makes the round up feature unusable. There’s no way to deposit checks Mobley, or at money centers. Depositing cash at money centers or Walmart is not reliable and sometimes doesn’t work without explanation. The card gets declined when trying to set it up for any mobile payments such as Apple Pay or any subscription service. Their team is sweet, but can’t offer you any explanation of why nothing is working. I found another bank with a 1.4 higher yield savings, so I guess it worked out for the best. Thanks for giving me no other option but to find something better..___KelseyVersion: 3.4.0

✗   One – Mobile Banking Negative Reviews

Is One – Mobile Banking legit?

Yes. One – Mobile Banking is 100% legit to us. This conclusion was arrived at by running over 44,213 One – Mobile Banking user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for One – Mobile Banking is 94.3/100.

Is One – Mobile Banking safe?

Yes. One – Mobile Banking is quiet safe to use. This is based on our NLP analysis of over 44,213 user reviews sourced from the IOS appstore and the appstore cumulative rating of 4.7/5. AppSupports Safety Score for One – Mobile Banking is 94.8/100.

Should I download One – Mobile Banking?

There have been no security reports that makes One – Mobile Banking a dangerous app to use on your smartphone right now.

One – Mobile Banking Screenshots

  • one – mobile banking iphone screenshot 1
  • one – mobile banking iphone screenshot 2
  • one – mobile banking iphone screenshot 3
  • one – mobile banking iphone screenshot 4

Product details of One – Mobile Banking

App Name:
One – Mobile Banking
App Version:
One Finance, Inc.
Legitimacy Score:
Safety Score:
Content Rating:
4+ Contains no objectionable material!
App Size:
88.55 MB
Bundle Id:
Relase Date:
25 March 2020, Wednesday
Last Update:
27 February 2024, Tuesday - 16:59
IOS 14.5 or later

One – Mobile Banking 4.1.2 Update Note
✱ Version History

Minor fixes and improvements.

What is meant by iOS app?

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