RetirePlan Negative Reviews

RetirePlan App Complaints & User Negative Comments 2024

RetirePlan app received 11 complaints, negative comments and reviews by users. Have you ever had a bad experience using RetirePlan? Can you share your negative thoughts about retireplan?

RetirePlan for Negative User Reviews

✓ New version is not goodPreviously this was a great app and very easy to use. However there’s been a recent update that makes it clunky and significantly more difficult to input data. Also prompts to “create an account” when you never needed to do this before. Deleted the app after having had it for a couple years or so. Sad..Kevin CuVersion: 2.0.0

✓ GeneralWhat have you done with the upgrade it’s a terrible upgrade , can’t see half of the index on the left margin and keeps going into portrait mode from landscape.Malaga boVersion: 1.19.2

✓ Very basic app, almost uselessIt's very basic with almost no flexibility. A simple spreadsheet will be a much better option..SAleksVersion: 1.10

✓ GlitchOverall a great app with lots of options. My only issue is there’s no way to request support. I keep getting a “regular savings” increase every year at 69 even though all savings had long since been depleted. It would be nice to be able to reach out for help..Unless122Version: 1.18

✓ New designI use to love this app and found it very useful. I wish I had not downloaded the update. The new version is terrible and not user friendly..YdoineedannVersion: 2.0.4

✓ Pretty close to being uselessThis app is fundamentally broken. The reason for this is the lack of ability to enter things like the rate of tax, and to specify different rates of return for different asset types. Which renders the thing pointless, because to get anything close to a meaningful result, you have to go work a bunch of things out in a spreadsheet. And if you do that, then this app offers you nothing, as you can quite quickly build a model in Numbers or Excel in, maybe, fifteen minutes. And most importantly, that model will be far more accurate than this app offers. I'm guessing that the developer has gone for simplicity over accuracy, but the net result is an app that gives very misleading results. And hence, it can be worth no more than a single star..Retired Software ConsultantVersion: 1.18

✓ Great for planning retirement but lacking while in retirement.I purchased this app approximately 4 years ago and utilized it quite a bit especially in the 2 years leading up to my retirement. I’ve been retired now for 2 1/2 years and only look at it maybe once or twice a year. The problem with the app once in retirement is that it forces the distribution of your non tax deferred investments down to zero before allowing distributions from tax deferred accounts such as IRA’s or 401k’s. Nobody in retirement withdraws this way in real life. It is much more common in retirement to maintain a sum in non tax deferred accounts for emergency and/or for planned major expenses while beginning distributions from IRA’s and/or 401k’s. The app does not allow this..RtcfiddleVersion: 2.0.0

✓ Ruined!This app used to be wonderful. It was easy to enter data, lay out a plan and hypothesize on how it would work. Now I don’t know what it’s telling me. I’m retired, and sometimes it seems to be adding money to my IRA. . .magically. It’s weird and confusing and not nearly as useful as it was—and I was a huge fan for years. Developers: change it back!.Disgustedagain666Version: 2.0.1

✓ Promising but developer appears to have disappeared.I really wanted to love this app but I noticed a few strange things, like the rate of investment returns seems to only affect your 401k and IRA but not stock investments... huh??? But the developer site is gone and the support address is dead as well. That does not inspire confidence..Bmachine2Version: 1.18

✓ Update destroyed appApp was just a tool and was useful. Latest update requires signing in and associated information with account. Data is stored in cloud which no matter what is said is a risk. Financial data should never be put in cloud that can be used in any way for analysis. As a former natwork engineer and familiar with firewalls and infrastructure keep what you can off the cloud. AI will eventually find a way to find it . Too bad they ruined the tool and updated it without my consent with no warning. That alone is a privacy violation. Give me my old tool back.. will look and see if they post this…..PrideNotMoneyVersion: 2.0.0

✓ Good AppI wish it allowed for Spouse to have a separate retirement date and to provide estimates for period where one spouse is retired and one spouse is still working. Should be able to show either positive or negative cash flow during this period based on selections made..Lokent_72Version: 1.18

RetirePlan works most of the time. If it is not working for you, we recommend you excersise some patience and retry later or contact RetirePlan.