MoneyLion: Cash Advance App App SupportMoneyLion

MoneyLion: Cash Advance App App Support

4.6
4.68325 star

Total 121,173 Ratings

What is MoneyLion: Cash Advance App? Description of MoneyLion: Cash Advance App

Make better money decisions with MoneyLion. Access mobile banking, personal finance resources & fast cash for extra money when you need it. Discover tools, insights, & offers for every money moment in your life.

GET PAID EARLY (UP TO 2 DAYS)² - ROARMONEY BANKING
Fast forward to payday with RoarMoney℠ direct deposit. Open a RoarMoney banking account and invest your extra cash with Round Ups³. *Earn up to a $55 bonus⁴ when you join and create a RoarMoney account and link qualifying direct deposits! (Use code: ROARBONUS)

QUICK CASH ADVANCE UP TO $500¹
Access up to $500 of your pay, any day with Instacash℠ cash advances. Get money in minutes with no interest, no mandatory fees, & no credit check. Increased limit up to $1,000¹ with qualifying recurring direct deposits.

FAST LOAN OFFERS⁵
Need to borrow money? Get matched with personal loan offers from partners on the MoneyLion Marketplace. Compare offers for personal loans, small loans, online loans, savings accounts, & more.

CREDIT BUILDER LOAN⁶
Access a Credit Builder loan of up to $1000 & exclusive services with a membership.

MoneyLion is not affiliated with other money apps, loan apps, or instant cash advance apps such as Dave, Beem, Self, Varo Bank, Possible Finance, TurboTax, IRS2Go, TaxAct, Earnin, Empower, Cleo, Brigit, or Kikoff

1 Instacash is a 0% APR cash advance service provided by MoneyLion. Your available Instacash advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors as determined by MoneyLion. This service has no mandatory fees. You may leave an optional tip and pay an optional Turbo Fee for expedited funds delivery. For a $40 Instacash advance with a Turbo Fee of $4.99, your repayment amount will be $44.99. Generally, your scheduled repayment date will be your next direct deposit date which can range from weekly to monthly depending on your deposit cycle. An Instacash advance is a non-recourse product, not a personal loan, and there is no mandatory minimum or maximum timeframe for repayment; you will not be eligible to request a new advance until your outstanding balance is paid. See Membership Agreement and http://help.moneylion.com for additional terms, conditions and eligibility requirements.

Increased Instacash limit with Safety Net requires recurring direct deposit into RoarMoney account. Instacash is an optional service offered by MoneyLion. Terms and eligibility requirements apply. See Instacash Terms and Conditions for more information.

2 With direct deposit. Faster access to funds is based on comparison of a paper check versus electronic Direct Deposit.

3 Round Ups is subject to terms and conditions. This optional service is offered by MoneyLion. You may be required to have certain MoneyLion accounts to use this feature.

4 Referral Promotion is subject to Terms and Conditions.

5 Personal loans in the MoneyLion marketplace you may apply for have repayment terms from 12 months to 84 months. For example, if you receive a $10,000 loan with a 60-month term and a 16.21% APR, your required monthly payment would be $244.30 ($135.09 Principal + $109.21 Interest). Assuming all 60 payments are made on-time, the total amount paid would be $14,657.87. All loan offers on the MoneyLion marketplace require your application and approval by the lender. Depending on the lender, other fees may apply, such as origination fees or late payment fees. See lender's terms and conditions for additional details. You may not qualify for the lowest rates or the highest offer amounts or may not qualify for a loan at all.

6 Credit Builder loans are made by either exempt or state-licensed subsidiaries of MoneyLion Inc. NMLS 1237506


  1. MoneyLion: Cash Advance App App User Reviews
  2. MoneyLion: Cash Advance App Pros
  3. MoneyLion: Cash Advance App Cons
  4. Is MoneyLion: Cash Advance App legit?
  5. Should I download MoneyLion: Cash Advance App?
  6. MoneyLion: Cash Advance App Screenshots
  7. Product details of MoneyLion: Cash Advance App

MoneyLion: Cash Advance App App User Reviews

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MoneyLion: Cash Advance App Pros

Four Stars Cause Some Hidden FeaturesMoneyLion is a pretty neat app, and banking platform. While I do enjoy many things about it, I had to give four stars because there are some features I dislike. One, membership fees, I mean on top of other fees and being bombarded to provide tips with the InstaCash feature is excessive. But the one that irked me the most was the additional charge of 20% to my transactions to “account for” gratuity… That should be my own decision and in terms of what I chose to give. While the amount does shift once a transaction has completed processing, it creates a GREAT inconvenience when trying to budget because on TOP of the gratuity I am already factoring for, I got some other underhanded weird banking feature doing it’s own thing. Not appreciated. And I know this can cause problems for other people especially in tight money situations. So, you have been forewarned should you read this before downloading. We already got drama going on with Bank of America being shady, don’t need that elsewhere. Aside from that annoying part, overall other factors have me sticking with the app for now. At least compared to other mobile banking apps, this one is the best. Just watch out for things like aforementioned which can sour your mood on any given day..SabzBabzVersion: 7.79.0

Great appI love this app, I love that the round ups are invested at a 1.00 most apps make it minimum 5.00 the point is to invest your change if you buy a coffee for a 1.50 you want the .50 cents invested not hold it until 5 bucks that is a noticeable withdrawal. Soon you can split the round up between investment and crypto. The atm fees can be high with both the atm and app charging you. Great Cashback and reward choices it adds up quickly. Direct deposit comes earlier than my regular bank. My only complaint is that I have both my paychecks directly deposited to the site and I love that instacash boost and credit builder coming out automatically, but I've tried to use payday advance app and even have applied for a loan and both would not accept moneylion as a bank so I did it get approved solely for that reason. So basically if I need to take a true loan I'll have to have my checks directly deposited elsewhere and it'll take weeks for that to happen and for the companies to see that the checks have been coming frequently to that account. I hope sooner than later places recognize them as a financial institution and not just a finance app because it's basically like showing no income. Those few negatives do not hinder the app at all the credit bulder, instacash, and investments are worth it on their own..Mleopard77Version: 7.45.0

✓   MoneyLion: Cash Advance App Positive Reviews

MoneyLion: Cash Advance App Cons

Scam predatory company.So they market as a credit repaid loan company. But what your credit sees is a major risk account. So it won’t help. But forget that. In order to use the so called loans. They not Only charge you for the withdraw. Then they charge a fee. Then they want you to tip. Then even though you make arrangements to pay a loan back. They will continue to hit your account every day. Changing the amounts to reflect what’s in your account or not. Causing more fees from the bank. Then want to know why you can’t pay it back. Well let’s see. You already charged me nearly 100 bucks for the money. Then 10 times trying to get it out of my bank when I said it wouldn’t be there until a certain date. Costing me an additional 350. I get what kind of company this is. But doesn’t change the fact that you guys screw over your customers and just keep doing it. I’m glad it’s paid back now. 250 bucks only cost me 800 to get. Do yourself a favor and use a company like self. That doesn’t purposely try to screw you or fee you to death. I hope after covid. Companies like this feel the fall out the most. Not their employees but the scam artist making the decisions. I only hope they revive the same amount of stress they have dished out over the years. Run it’s not worth it!.Drewski1985Version: 7.31.0

The only way to get money is exploit the contractDon’t pay this app your money ! They have no ability to collect or garnish wages their payday loan is considered a “gift” by law. Look at the borrowing contract, don’t give the crooks in this app any money. Get a payday loan “Insta cash” then after get your bank to revoke transaction privileges from this app. After you get your money, and cancel your membership do not use the app at all. If they continue to withdraw money contact your bank and get it blocked ! Read the contract for the app. They will only bar you from future services they can’t impact your credit or wages. This app is the worst the only services they genuinely offer are better found elsewhere. The payday loans(in which the amount you’re able to get each payweek changes on the daily) don’t after financial stability they just make paycheck to paycheck living way worse. You have to pay a bi monthly membership fee to even access any services in the app! And their credit builder plus loan is a scam! You pay off a thousand dollar loan just to get back 700 a year later later. You can’t even cancel it. Tried canceling and paying off the remainder of my fake loan and the app repeatedly just didn’t let me press cancel. Shameful practices I wonder how this app even has so many reviews and articles about it. Everything I said before is true read up on payday loan apps and the legality of cash gifts to do your own research.GqerezVersion: 7.70.0

✗   MoneyLion: Cash Advance App Negative Reviews


Is MoneyLion: Cash Advance App legit?

Yes. MoneyLion: Cash Advance App is 100% legit to us. This conclusion was arrived at by running over 121,173 MoneyLion: Cash Advance App user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for MoneyLion: Cash Advance App is 92.7/100.


Is MoneyLion: Cash Advance App safe?

Yes. MoneyLion: Cash Advance App is quiet safe to use. This is based on our NLP analysis of over 121,173 user reviews sourced from the IOS appstore and the appstore cumulative rating of 4.6/5. AppSupports Safety Score for MoneyLion: Cash Advance App is 93.2/100.


Should I download MoneyLion: Cash Advance App?

There have been no security reports that makes MoneyLion: Cash Advance App a dangerous app to use on your smartphone right now.


MoneyLion: Cash Advance App Screenshots

  • moneylion: cash advance app iphone screenshot 1
  • moneylion: cash advance app iphone screenshot 2
  • moneylion: cash advance app iphone screenshot 3
  • moneylion: cash advance app iphone screenshot 4

Product details of MoneyLion: Cash Advance App

App Name:
MoneyLion: Cash Advance App
App Version:
7.98.0
Developer:
MoneyLion
Legitimacy Score:
92.7/100
Safety Score:
93.2/100
Content Rating:
17+ May contain content unsuitable for children under the age of 17!
Category:
Finance, Productivity
Language:
EN   
App Size:
220.76 MB
Price:
Free
Bundle Id:
com.MoneyLion.MoneyLion
Relase Date:
17 December 2015, Thursday
Last Update:
08 April 2024, Monday - 02:59
Compatibility:
IOS 12.4 or later

MoneyLion: Cash Advance App 7.98.0 Update Note
✱ Version History

We’ve squashed some bugs and made some performance improvements..

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