Name: OPay-We are beyond Banking
Rating: 4.25501 (17872 reviews)
Author: OPay Digital Services Pte.Ltd.

84.1LEGITIMACY SCORE
84.6SAFETY SCORE
17+CONTENT RATING
FreePRICE

What is OPay-We are beyond Banking? Description of OPay-We are beyond Banking 2815 chars

OPay is a popular and leading financial service company in Nigeria with tens of millions of users who trust, rely on, and use the platform. With mission to make financial services more inclusive through technology, OPay is dedicated to providing secure, easy to use & affordable financial services with super fast user experience, amazing incentive package on transfer/airtime & data top-up, innovative product to use as balance with amazing daily interest, reliable debit card with no charge and best resolution experience etc. With OPay account, you can have full control of your finances, payments & transactions with ease, all on one platform! Yes, OPay is your one-stop payment services platform and more.
What you’ll enjoy:
- Instant account opening and welcome bonus
- Instant transfer
- Airtime/Data Top-up with Cashback
- Owealth to use as balance and with amazing daily interest
- The most convenient and reliable debit card
- Quick customer service (Accessible via online and physical channels)
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Other benefits of OPay
- Open an account instantly
- An all-in-one app for bill payments, airtime, data, betting, electricity, TV and other services.
- The OPay debit card:
- Convenient——Apply via in-app or get instantly at a nearby OPay agent
- Free——Zero fee (ATM withdrawrals&maintenance)
- Accepted Everywhere——Accepted at any POS, ATM&online channel
- Grow your money and save with OPay:(Powered by BlueRidge Microfinance Bank)
- OWealth: With owealth, you can get amazing daily interest on your funds while having full access and control of the money. Make transactions at any time without affecting your interest!
- Spend & Save: Helps you create healthy savings habits as you can save a percentage of money spent or transferred and get daily returns on your savings.
- Fixed Saving: Helps you achieve specific goals or projects with ease as you can save for as short as 7 days and get amazing interest.
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OPay is safe and secure
- Licensed by CBN, insured by NDIC, and trusted by tens of millions of users
- All transactions are encrypted, secured, and reliable
- Use private mode to hide your account balance
- You can easily block your account or card via the USSD short code, *955*131# or *955*132#

Contact us
We have a dedicated support team available 24/7 for all your questions and complaints.
Helplines: 0700 8888 328 or 020 18888 328
Website: www.opayweb.com
Whatsapp: +234 9165998936
Facebook: @Nigeria.Opay
Twitter: @OPay_NG
Instagram: @opay.ng
TikTok: @opaynigeria
YouTube: @opaynigeria
LinkedIn: OPay

OPay-We are beyond Banking App User Reviews
OPay-We are beyond Banking Pros
OPay-We are beyond Banking Cons
Is OPay-We are beyond Banking legit?
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OPay-We are beyond Banking App User Reviews

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OPay-We are beyond Banking Pros

✓ Best as everThanks for your quick response.EMIFIXVersion: 7.3.1

✓ AmazingReliable banking.ObaadeVersion: 7.1.1

✓ OPay-We are beyond Banking Positive Reviews

OPay-We are beyond Banking Cons

✗ WorseI’m not enjoying your services this days, can you imagine I had to downgrade from tier 3 - tier1 Why? Because there is no place for me to input my nin number just so I can continue with my transactions……and till now if I click on where to input my nin, instead of bringing out where to input the numbers it will rather bring out verify your face with your ID and then it will say contact customer support Like it’s really frustrating and the customer service are not evening doing anything about it.PeterPetrineVersion: 7.1.5

✗ UnsatisfyingOpay as been on a slow level since few months the app isn’t good like before and the creditMe feature are taken away from the app and got replaced with Okash that did not give out a loan the loan feature is not working at all, I’ve been using kuda and palmpay I was allowed to use the loan feature but on Opay nothing works even the app is not good at all despite all the amount I have received on my Opay going to 2 years and I did have access to creditMe or any loan.RexpamVersion: 2.11.0

✗ OPay-We are beyond Banking Negative Reviews

Is OPay-We are beyond Banking legit?

✅ Yes. OPay-We are beyond Banking is 100% legit to us. This conclusion was arrived at by running over 17,872 OPay-We are beyond Banking user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for OPay-We are beyond Banking is 84.1/100.

Is OPay-We are beyond Banking safe?

✅ Yes. OPay-We are beyond Banking is quiet safe to use. This is based on our NLP analysis of over 17,872 user reviews sourced from the IOS appstore and the appstore cumulative rating of 4.2/5. AppSupports Safety Score for OPay-We are beyond Banking is 84.6/100.