GO2bank: Mobile banking App Support

94.2LEGITIMACY SCORE
94.7SAFETY SCORE
4+CONTENT RATING
FreePRICE

What is GO2bank: Mobile banking? Description of GO2bank: Mobile banking 3932 chars

Don't let a big bank make you feel small. GO2bank™ is the banking app built for everyday people.

No surprise fees
Say no to monthly fees and hidden fees² and yes to keeping more of your money. No monthly fees with eligible direct deposit¹. Otherwise, $5 per month.

Early paydays and more ways to save
Get your pay up to 2 days early and government benefits up to 4 days early with direct deposit⁶. Withdraw for free at our free nationwide ATM network⁷. Earn more with an APY on savings that's well over the national savings rate average¹¹.

Built-in backup
Stay covered when you overspend with up to $200 in overdraft protection after eligible direct deposits and opt-in³.

Credit building
With the GO2bank Secured Visa® Credit Card, climbing to better credit is easier with no annual fee⁵, no credit check⁴, and no impact to your credit when you apply.

Account protection
Keep your money safe with just a tap on the app with lock/unlock your card⁸. And we'll send fraud alerts if we ever see anything shady¹⁰.

A bank you can trust
We're a Member FDIC bank and a brand of Green Dot Corporation, which means your money is federally insured⁹ and never held by a third-party bank.

Download the app to open an account or visit GO2bank.com to learn more.

Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features.

See Deposit Account Agreement at GO2bank.com/daa for fees, terms and conditions.

1. Monthly fee waived when you receive a payroll or government benefits direct deposit in the previous monthly statement period.
2. See our simple fees chart at GO2bank.com.
3. Fees, terms and conditions apply.
4. Available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies. Other fees may apply.
5. Annual Percentage Rate is 22.99% and is accurate as of 1/1/2024. For additional information about Annual Percentage Rates, fees and other costs, see GO2bank Secured Credit Cardholder Agreement and Security Agreement at GO2bank.com.
6. Early direct deposit availability depends on payor type, timing, payment instructions and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period.
7. See app for free ATM locations. $3 for out-of-network withdrawals, plus any additional fees the ATM owner or bank may charge. Limits apply.
8. Previously authorized transactions and deposits/transfers to your account will function with a locked card.
9. GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.
10. Message and data rates apply.
11. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Fees on primary deposit account may reduce earnings on your savings account. APY may change before or after you open an account.
12. Early tax refund deposit applies to federal tax returns filed directly with the Internal Revenue Service (IRS) and depends on IRS timing, payment instructions and bank fraud prevention measures. The name and Social Security number on file with the IRS must match your GO2bank account to prevent fraud restrictions on the account.

Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association.

Technology Privacy Statement - https://www.go2bank.com/techprivacy

GO2bank: Mobile banking App User Reviews
GO2bank: Mobile banking Pros
GO2bank: Mobile banking Cons
Is GO2bank: Mobile banking legit?
Should I download GO2bank: Mobile banking?
GO2bank: Mobile banking Screenshots
Product details of GO2bank: Mobile banking

GO2bank: Mobile banking App User Reviews

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GO2bank: Mobile banking Pros

✓ GO2Bank has changed my finances for the betterGO2Bank has very transparent & easy to use mobile app that has changed my view completely in regards to trust and understanding online banking- I know my finances are safe & I feel comfortable navigating their site & mobile app- I am on Social Security & a fixed income & I know exactly where & what & to whom in regards to my income- I cannot imagine going to a traditional/ slow/confusing bank anymore- Thank you, Thank you , Thank you GO2Bank , Sincerely , Julie A Smith.GG 4everVersion: 1.39.0

✓ App logs outI’m ok with this bank but update the app. Include a dark mode theme and fix it so when you get logged out due to inactivity that I don’t have to restart my phone every time. Make the app more like Current bank. Maybe allow us to buy Crypto or at least send money to friends. Overdraft protection is a joke because you suspend it all the time even though I’m approved for up to $200. I got suspended for going $40 overdraft and then I might have to wait another month even though I get weekly direct deposit. Fix this app and make it more secure to prevent people stealing from my account. If you don’t improve it then I’ll switch back to Current bank account..David J CapenVersion: 1.51.0

✓ GO2bank: Mobile banking Positive Reviews

GO2bank: Mobile banking Cons

✗ Horrible customer serviceIf you call their customer service reps they are very rude and can toy with you they out me on hold for 30mins then the lady picked up the phone acted like she couldn’t hear me and hung up i would go with chime or money lion is better and more established pre paid banks and if they dnt know something they just keep you on hold til you hang up...then i get lied too about my dispute after my card was stolen ! They told me I would be contacted about my dispute then i never got contacted and never got my provisional credit after the 10th day and after I called to complain they told me I was denied even after my card was stolen and used after getting the run around on the phone after waiting for hrs on old then transferred to two departments and then hung up on this isn’t a good bank at all I should of stood with chime.Not A GO 2 BankVersion: 1.6.0

✗ Read this!Never got my free phone. Customer service is outsourced to a different country and is ABSOLUTELY TERRIBLE. Direct deposit picture taking is not smooth and not free. If theroa problem be prepared to be on phone for 2 hours. There is no physical branches you can walk into. I needed a card to have direct deposits from a job in a pinch so I figured I’d try go2. Wow what a terrible mistake. And lastly the most unbelievable thing. Someone used my card fraudulently to purchase concert tickets on the other side of the United States on the night the charges were made. Go to bank notified me within minutes of the charge being made and asked if it was me obviously I told them no, locked my card and called go to bank immediately. This was four weeks ago! They’re “dispute department” is doing an “investigation” are you kidding me! like investigation?come on man this is such a joke do not use this bank! RUN! I’ll be lucky if I ever see my money back. I am nowhere near the only one in there is no possible way that go to bank has a 4.7 rating that is inflated just read the reviews if you’re reading this you’ve been warned!.Joshua Pa FlVersion: 1.35.0

✗ GO2bank: Mobile banking Negative Reviews

Is GO2bank: Mobile banking legit?

✅ Yes. GO2bank: Mobile banking is 100% legit to us. This conclusion was arrived at by running over 44,219 GO2bank: Mobile banking user reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, AppSupports Legitimacy Score for GO2bank: Mobile banking is 94.2/100.

Is GO2bank: Mobile banking safe?

✅ Yes. GO2bank: Mobile banking is quiet safe to use. This is based on our NLP analysis of over 44,219 user reviews sourced from the IOS appstore and the appstore cumulative rating of 4.7/5. AppSupports Safety Score for GO2bank: Mobile banking is 94.7/100.